Tag Archives: reclaim

Spend Your PPI Refunds for Your DIY Home Needs

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You can use your PPI refund for your DIY projects at home. These funds might be the answer to your home repair needs and also for your home improvement projects. You can buy new utensils from that money so you don’t have to be embarrassed when serving food to your visitors using those old and worn out utensils.  You can also overhaul the kitchen equipment by using a portion of this money.

If you want to re-decorate your property, you can buy plants and flowers to freshen up the view. Plants like the money plant rose flowers and daisies make a home look so beautiful. Buy these and plant them together with your family.

You can also buy cost-effective products for your home such as new carpet and curtains. Make sure that the stuffs that you are getting to improve the ambience of your home are of good quality so that it would last longer and you don’t have to buy every now and then. You can also renovate the whole house if you want. Repair all the things that need to be repaired, have the whole house repainted and replace damage items if there’s any. This might be the perfect time for you to give your house a new look. After that, you may want to bring your family out for dinner and have time to bond with each other.

Buy a carpet shampooer instead of taking your carpet to the carpet cleaning shop and pay for the services. That way you can save a lot. The shampooer has a shampoo and tank of water that you will use for the cleaning. It would be suitable for you also if you will just buy glass cleaners if you have glass covered stools and tables. You can just buy the needed materials and just do the cleaning yourself.

Spend your PPI wisely as possible. You have the right to do whatever you want with it. Just enjoy your hard-earned money.

 

Reclaiming Mis-Sold PPI

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You are more likely to hear about the mis-sellin121 of Payment Protection Insurance especially if you are living in the UK. Recently, lenders gave up their high court battle about the PPI mis-selling and have just agreed to set a789vbvbbxnside provision so that consumers can reclaim their mis-sold PPI premiums and probably you are unaware of this. Renowned and well-established banks such as RBS, Barclays and Lloyds have been paying billions worth of amount to consumers who have been mis-sold PPI.

You can reclaim the PPI premiums if you were previously sold PPI that you didn’t need or asked for on a loan, credit card or mortgage plus the interest. The mis-selling of PPI is for lenders to harvest multi-billion pound profits that these mis-sold PPIs have generated on a yearly basis. When the mis-selling of PPI was finally uncovered, millions has been compensated from those lenders who sold the insurance to consumers without following the proper regulation.

You should check if you were sold PPI if you have had a loan, credit card or mortgage. In most cases even if you never asked or requested for it, PPI is simply added to the credit package without you knowing it. This is said to be a high form of mis-selling and you are eligible to reclaim the premiums made towards the policy if ever this relates with your case.

Here are some of the most common ways that lenders mis-sold PPI and if any of these relates to you, then you are qualified to reclaim mis-sold PPI.

  • You were told that getting PPI is compulsory when taking out a credit
  • You were self-employed when you were sold PPI
  • Full details of the policy was never explained to you
  • You were told that if you will take PPI, you will get the best chance of securing your credit you took
  • Details of your medical history isn’t checked
  • You were pressured to take the insurance
  • You were in contract work or you were working part-time when you were sold PPI.

Many consumers who were mis-sold PPI can positively say that they can relate to the information given above. If you happen to relate to any of the categories given above, then you are eligible to reclaim the sum that you have previously paid for the policy. £3,000 is the average refund sum as of this time for the mis-sold PPI and you can reclaim this amount on a no win no fee basis. Claim back your mis-sold PPI now and don’t let the lenders keep the money that is rightfully yours.